This is a great informational SHORT video (2 minutes) explaining the Home Affordable Foreclosure Alternatives (HAFA) program. Questions?  Give us a call.  We’re here to help!

To qualify for a short sale, distressed homeowners must have three qualifications: financial hardship, monthly shortfall, and insolvency. In this video, Alex Charfen, CEO of Distressed Property Institute, LLC, explains these requirements. Laura is a Certified Distressed Property Expert (CDPE), which means she’s a member of a national organization of over 8,000 members that works [...]

If you’re a homeowner, don’t get taken advantage of by mortgage-modification scams. Here Alex Charfen, CEO of Distressed Property Institute, LLC, explains mortgage modifications as an option for distressed homeowners, and what to expect when entering the process. Due to the ever changing state of the market, we are always posting new links and information, [...]

  Last month, the Obama administration, through the Making Home Affordable program, offered lenders and loan providers an incentive of up to $1,000 for each completed short sale, and up to $1,000 more to share the cost of paying any second-mortgage lenders to release their claim on the property. Homeowners too were offered up to [...]

Making Home Affordable, the $75 billion foreclosure prevention program that was announced in February and officially came out in early March, has recently swung into action. This program allows qualified homeowners to refinance to a lower rate even if their home value has decreased. The second component of this program allows struggling homeowners to modify [...]

Click the image below and join our group. It’s fast, it’s FREE, and it could save you money!

The U.S. government recently unveiled a consumer website to inform struggling homeowners of the types of government resources available to them. On this site, homeowners can find the answers to their questions about loan modification and refinancing programs such as: – Where do I go to get help? – Do I qualify? – What lenders [...]

Are you trapped in your home, with no equity and unable to make the monthly payments? You are not alone. At Kittleman Realty Group, we understand that things happen. Whether through job loss, divorce, or mortgage rate resets, sometimes families can become overwhelmed by their obligations. There is a way out. Click here or call [...]

In this time of financial uncertainty, it pays to know your options. One thing we’ve discovered over the past several months is that there are a large number of people who don’t know their options when it comes to getting out from under a mortgage payment they can no longer afford, whether due to job [...]

This is a short but very informative side-by-side comparison of short sale and foreclosure homeowner consequences. The short story – if you still have time to avoid foreclosure, you need to ACT NOW. Talk to us about how you, or someone you know, can avoid the terrible financial (and psychological) toll of foreclosure. Click on [...]